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Tired of your bank offering slow, outdated equipment financing? You're not alone. That's why we created PurchaseFlexTM Financing – exclusively available from Ritchie Bros. Financial Services. With PurchaseFlex, you get fast approvals and the freedom and flexibility to buy what you need, when you need it. And for a limited time, enjoy No Payments for the first 90 Days*!

Our team of 150+ friendly financing experts are here to help your business grow with tailored financing and leasing solutions delivered with speed, ease, and convenience.

Equipment financing by equipment experts

Equipment financing by equipment experts

Equipment financing by equipment experts

Buying equipment or trucks?

Learn about PurchaseFlexTM Financing options for all types of equipment owners.

Need quick access to cash?

If you own a business, you can get up to $150,000 cash as an unsecured short-term loan. Get quick access to cash without the hassle of a bank loan.

Learn more about working capital loans

Are you an equipment dealer?

Equipment dealers and resellers: offer our end-user retail financing when selling equipment to your customers, and take advantage of our inventory financing to fill your showroom.

Learn more about dealer financing

See how PurchaseFlexTM financing works

See how PurchaseFlexTM financing works

Watch this video to learn more about Ritchie Bros.' PurchaseFlexTM Financing and Leasing solutions better than your bank or other equipment finance companies.

PurchaseFlexTM Financing – the key to getting what you need.

Only available from Ritchie Bros. Financial Services, PurchaseFlexTM Financing provides equipment buyers with more freedom and flexibility than traditional banks or equipment financing companies.

One financing approval. Buy what you want, where you want.
  • Every PurchaseFlexTM Financing approval covers a huge range of equipment types, ages, and financing terms; we don't need to know exactly which item you want to buy at our auctions
  • Once pre-approved, you can shop anywhere, for almost anything: at Ritchie Bros. auctions, IronPlanet.com, at dealers, or by private sale
  • PurchaseFlexTM Financing approvals are good for 90 days and easy to renew
  • We finance all brands of equipment
  • We make Canada-USA buying easy; with our cross-border financing you don't always have to pay out-of-pocket or wait for a refund
We say 'yes' more often than the banks
  • We've partnered with a diverse group of lenders to provide PurchaseFlexTM Financing solutions for different industries and business types
  • Unlike banks, we only finance equipment owners and dealers—so our products and services are tailored to your needs
Fast application and approval process
Dedicated team of equipment finance experts
  • Unlike bankers, the Ritchie Bros. Financial Services team are both equipment and financing experts
  • Apply for PurchaseFlexTM Financing and we will partner you with a dedicated Ritchie Bros. Financial Services Account Manager who is available to help you every step of the way through the process
  • If you finance with Ritchie Bros. you enjoy quick release of your auction purchases — so you can put your equipment to work faster